Whenever you sign up for an Oakam loan, you’re not merely creating a brighter economic future on your own, you’ll be element of a like-minded community this is certainly increasing acce to affordable credit for many
Every day we help individuals because they achieve their cash goals, build their credit profile and acce better loan prices. During the time that is same using our mobile app to settle on time, Oakam customers are changing the financing industry, making credit le expensive and much more acceible for everybody.
Join our community of 150,000+ clients.
Brand New consumer? Begin today with financing from ?100 to ?800. Fast turnaround without any belated charges
279% fixed interest that is annual (1427% APR representative)pare Oakam along with other loan providers right here.
Current clients can borrow as much as ?5,000 and graduate to an annual interest of 49% (variable) with your Big loan that is plus.
- Acce cheaper pricing with time and boost your credit score
- Quickly graduate to prices lower than numerous charge cards
- Borrow as much as ?5,000 while you create your credit profile
- No setup costs. No late or repayment that is early
- Make an application for a loan
- Check always your outstanding stability
- Visit your repayment that is next time
- Review your payment routine
susceptible to terms
Apply with certainty
Fill our safe online application and get a choice in mins. No setup charges, no belated costs with no very early payment charges.
Begin your Oakam journey
Place your loan to do business with the Oakam application, develop your credit history with time and grow your method to a brighter future that is financial.
Tailor your loan
Acce lower prices and larger quantities as you repay your loan. Borrow as much as ?5,000 as time passes. Discover more
Get in on the customers that are 150,000 trust us
We’re more than simply a cash loan provider: we’re on a miion to create credit that is acceible truth for several.
Download our mobile software
The Oakam app that is mobile enable you to use along with assistance you handle your loan:
Reasons why you should join Oakam
Bad credit? We are going to pay attention
We’ll tune in to your tale if you are on advantages, have bad credit score or simply arrived in the united kingdom. We’ve caused it to be our miion to split down barriers that are financial enhance acce for several.
No house visits – ever!
Cash is a matter that is private we ensure that is stays in that way. Think about us as an option to doorstep loans. We’ll never ever knock on the home and you will always achieve us online or higher the device.
No concealed shocks
At Oakam you’re always in charge. Our items are transparent and simple. We don’t charge late charges and there’s no cost aociated with repaying early.
Your connection to a brighter monetary future
While you pay off your Oakam loan, it is possible to unlock reduced prices, larger quantities and longer terms. It’s our means of working for you grow your credit profile with time.
Handle your loan utilizing the Oakam software
Acce your loan and payment routine by getting our application, thereby applying for tops ups and loans that are new the near future.
Oakam provides simple and easy monetary solutions for those who battle to borrow from banking institutions. You can expect accountable acce to credit as they are focused on serving our clients with respect.
Every we support people as they achieve their money goals, build their credit profile, and acce better loan rates day. During the time that is same simply by using our mobile software to settle on time, Oakam clients are transforming the financing industry, making credit le costly and much more acceible for all.
How can it work?
It’s simple! You are able to use on our web site, or via our mobile software. The software could be downloaded through the Apple iStore for iPhone products, or regarding the Bing Enjoy shop for Android os products. If for example the application is authorized, the money could be delivered to your money regarding the day that is same. Many succeful applicants get their loans within a few hours to be authorized.
Susceptible to status. In the form, we shall ask you for the month-to-month earnings and spending in information, to be able to concur that it is possible to manage the monthly repayments throughout the life of the mortgage.
Does Oakam execute a credit search?
Yes. But we try not to base our choice entirely on your credit rating. At Oakam we recognize that life does not go as planned always. We realize you may have a poor credit history that you may have run into financial difficulties in the past and as a consequence. Unlike other loan providers though, Oakam will perhaps not immediately blacklist you have actually mied repayments. Your credit score and affordability aement assist us comprehend your present situation when we ae the job for the loan.
Therefore, also we might still be able to help if you have been declined by other lenders in the past.
I will be not used to the united kingdom. Can Oakam help me to with that loan?
Yes. We ask which you have already been a resident in britain for at the very least half a year before using for a financial loan with us. All loans are susceptible to affordability checks as well as your economic status. We welcome new clients each day and, because our application that is online proce completely automated, you are able to use if you have to, seven days per week. All our loans are susceptible to your monetary status.